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SA
Statutory Authority
Arts, Culture, Sport and Recreation

HomeStart Finance

Portfolio: Housing

https://www.homestart.com.au/

Annual Budget

$250M

2025-26 Budget
Flat vs prior year
Staff

200

Headcount (2024-25)
Ideas relevant to this department

12 tagged

Reform proposals on YourGov that name this department as a delivery partner — drawn from citizen voice, government strategy, research, international examples and gap analysis.

STRATEGY SUMMARY

HomeStart’s reason for being is to make home ownership a reality for more people in South Australia in more ways. [CP p.7]

VISION

To make home ownership a reality for more people in South Australia in more ways. [CP p.7]

PURPOSE

HomeStart’s reason for being is to make home ownership a reality for more people in South Australia in more ways. [CP p.7]

Strategic priorities

· 13

1

Create more home owners

2

Improve customer experience

3

Greater impact on target market

4

Strong financials

5

Build financial strength

6

Expand lending to people who feel shut out

7

Increase productivity

8

Improve operational quality

9

Continuously improve our use of technology

10

Reduce barriers for home buyers

11

Focus on developing our people

12

Build effective leadership

13

Increase collaboration

Outcomes

· 1

Outcome 1: Home ownership

Helping deliver on housing affordability and supporting housing supply through construction-related lending.

KEY ACTIVITIES

  • Facilitating home ownership
  • Providing construction-related loans

Values

· 4

Opportunity

Determination

Openness

Simplicity

Performance measures

· 1

CodeMeasureTarget 2025-26Latest resultStatus

CCE01

Cumulative contribution to the State Government

27 GW (cumulative)

88%

Annual Report 2024-25
Achieved

Ideas distilled from this entity's strategy & evidence

· 12

Risk & Assurance

Recommendation tracker for audits, reviews, and inquiries

Publish a single internal tracker for audit/review recommendations, owners, due dates, and implementation evidence.

Impact: High
Effort: Low
small

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Risk & Assurance

Integrated assurance and lessons-learned system

Create an assurance system that connects audit findings, risk registers, delivery reviews, and investment decisions.

Impact: Very High
Effort: High
large

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Citizen Participation

Consultation feedback summaries with response tracking

Summarise consultation submissions by theme and publish what changed in response.

Impact: High
Effort: Low
small

2021-22-HomeStart-Annual-Report-FINAL.PDF)

Citizen Participation

Always-on policy participation platform

Create a standing participation platform where citizens and stakeholders can propose, vote, and track ideas.

Impact: Very High
Effort: High
large

2021-22-HomeStart-Annual-Report-FINAL.PDF)

Regulation & Policy

Regulatory burden scan for forms, guidance, and reporting

Identify the top 10 highest-friction reporting obligations and simplify guidance, forms, or evidence requirements.

Impact: High
Effort: Low
small

Homestart-Annual-Report-2022-23.PDF)

Regulation & Policy

Adaptive regulation program with live feedback loops

Create an adaptive regulation model using sandboxes, industry data, risk scoring, and regular rule updates.

Impact: Very High
Effort: High
large

Homestart-Annual-Report-2022-23.PDF)

Citizen Services

Plain-language service pages and proactive status updates

Rewrite high-volume pages and letters into plain language, add status notifications, and measure contact reduction.

Impact: High
Effort: Low
small

Homestart-Annual-Report-2022-23.PDF)

Citizen Services

Single front door for life-event based services

Bundle services around life events so citizens can complete related steps across agencies in one journey.

Impact: Very High
Effort: High
large

Homestart-Annual-Report-2022-23.PDF)

Data & Performance

KPI evidence register with named owners

Create a simple register mapping each KPI to source data, owner, frequency, target, and last result.

Impact: High
Effort: Low
small

annual-report-2020-2021-final-compressed.pdf)

Data & Performance

Outcome dashboard linking budget, delivery, and public impact

Build a public-facing outcome dashboard showing spend, outputs, outcomes, and delivery confidence.

Impact: Very High
Effort: High
large

annual-report-2020-2021-final-compressed.pdf)

Case Processing

Triage queue for stuck or ageing cases

Use existing case data to flag ageing, duplicate, incomplete, or high-risk cases for earlier intervention.

Impact: High
Effort: Low
small

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Case Processing

End-to-end case processing redesign

Redesign the case pathway around risk-based triage, reusable evidence, and automated eligibility checks.

Impact: Very High
Effort: High
large

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Risk & Assurance

Recommendation tracker for audits, reviews, and inquiries

Publish a single internal tracker for audit/review recommendations, owners, due dates, and implementation evidence.

Impact: High
Effort: Low
small

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Risk & Assurance

Integrated assurance and lessons-learned system

Create an assurance system that connects audit findings, risk registers, delivery reviews, and investment decisions.

Impact: Very High
Effort: High
large

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Citizen Participation

Consultation feedback summaries with response tracking

Summarise consultation submissions by theme and publish what changed in response.

Impact: High
Effort: Low
small

2021-22-HomeStart-Annual-Report-FINAL.PDF)

Citizen Participation

Always-on policy participation platform

Create a standing participation platform where citizens and stakeholders can propose, vote, and track ideas.

Impact: Very High
Effort: High
large

2021-22-HomeStart-Annual-Report-FINAL.PDF)

Regulation & Policy

Regulatory burden scan for forms, guidance, and reporting

Identify the top 10 highest-friction reporting obligations and simplify guidance, forms, or evidence requirements.

Impact: High
Effort: Low
small

Homestart-Annual-Report-2022-23.PDF)

Regulation & Policy

Adaptive regulation program with live feedback loops

Create an adaptive regulation model using sandboxes, industry data, risk scoring, and regular rule updates.

Impact: Very High
Effort: High
large

Homestart-Annual-Report-2022-23.PDF)

Citizen Services

Plain-language service pages and proactive status updates

Rewrite high-volume pages and letters into plain language, add status notifications, and measure contact reduction.

Impact: High
Effort: Low
small

Homestart-Annual-Report-2022-23.PDF)

Citizen Services

Single front door for life-event based services

Bundle services around life events so citizens can complete related steps across agencies in one journey.

Impact: Very High
Effort: High
large

Homestart-Annual-Report-2022-23.PDF)

Data & Performance

KPI evidence register with named owners

Create a simple register mapping each KPI to source data, owner, frequency, target, and last result.

Impact: High
Effort: Low
small

annual-report-2020-2021-final-compressed.pdf)

Data & Performance

Outcome dashboard linking budget, delivery, and public impact

Build a public-facing outcome dashboard showing spend, outputs, outcomes, and delivery confidence.

Impact: Very High
Effort: High
large

annual-report-2020-2021-final-compressed.pdf)

Case Processing

Triage queue for stuck or ageing cases

Use existing case data to flag ageing, duplicate, incomplete, or high-risk cases for earlier intervention.

Impact: High
Effort: Low
small

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Case Processing

End-to-end case processing redesign

Redesign the case pathway around risk-based triage, reusable evidence, and automated eligibility checks.

Impact: Very High
Effort: High
large

Annual-Report-2019-2020-FINAL_REDUCED.pdf)

Reporting Entities

Bodies within the Housing portfolio

Want the full analysis?

Download this month's report covering HomeStart Finance