Portfolio: Defence
http://armyrtf.com.au
$1M
2026-27 Budget (Budget Paper No. 4)$3M
2024-25 Total Revenue5
Headcount (2024-25)8 tagged
Reform proposals on YourGov that name this department as a delivery partner — drawn from citizen voice, government strategy, research, international examples and gap analysis.
STRATEGY SUMMARY
To provide benefits through loans and grants that contribute to the welfare of soldiers of the Australian Army, in particular soldiers who have served in the Australian Army and for the dependants of these members. [CP p. 2]
PURPOSE
To provide benefits through loans and grants that contribute to the welfare of soldiers of the Australian Army, in particular soldiers who have served in the Australian Army and for the dependants of these members. [CP p. 2]
Corporate Plan 2025-26 · p.2Strategic priorities
· 3
Loans—the provision of loans up to $6,000 to soldiers of the Australian Regular Army and Army Reserve SERVOP C who requi
Loans—the provision of loans up to $6,000 to soldiers of the Australian Regular Army and Army Reserve SERVOP C who require financial assistance, and who have completed Initial Employment Training or have a minimum of 12 months continuous full-time service and are 18 years of age or above.
Corporate Plan 2025-26 · p.2Hardship and Special Payments—the provision of special payments up to $2,500 to former soldiers or dependants of soldier
Hardship and Special Payments—the provision of special payments up to $2,500 to former soldiers or dependants of soldiers who are suffering financial hardship; that is, in a situation where someone does not have sufficient personal financial resources to be able to provide the basic living requirements, including items such as accommodation, transport, legal and medical expenses.
Corporate Plan 2025-26 · p.2Financial management and investment—the provision of sound financial management and investment practice to ensure there
Financial management and investment—the provision of sound financial management and investment practice to ensure there is sufficient capital to meet the operational goals and to ensure the entity grows and remains relevant to the needs of our soldiers.
Corporate Plan 2025-26 · p.2Outcomes
· 2
Outcome 1: Financial Assistance to Army Members
Provide financial assistance to members of the Army through the provision of low cost and affordable loans.
KEY ACTIVITIES
Outcome 2: Financial Management and Investment
Apply prudent financial management and investment practices in accordance with the PGPA Act, Services Trust Fund Act 1947, other relevant legislative rules and accounting standards.
KEY ACTIVITIES
Values
· 3
Sound financial management
Investment practices
Compliance with governance and legislative requirements
Performance measures
· 4
| Code | Measure | Target 2025-26 | Latest result | Status |
|---|---|---|---|---|
CCE01 | Net cost of services | Less than $695,632 Corporate Plan 2025-26 | $695,632 Annual Report 2024-25 | Met |
CCE02 | Total expenses | Less than $718,751 Corporate Plan 2025-26 | $718,751 Annual Report 2024-25 | Met |
CCE03 | Own-source revenue | At least $808,398 Corporate Plan 2025-26 | $808,398 Annual Report 2024-25 | Met |
CCE04 | Net increase in cash held | At least $172,174 Corporate Plan 2025-26 | $172,174 Annual Report 2024-25 | Met |
Source documents
· 10
2024-25
Annual Report 2024-25
Open
2023-24
Annual Report 2023-24
Open
2022-23
Annual Report 2022-23
Open
2021-22
Annual Report 2021-22
Open
2020-21
Annual Report 2020-21
Open
2025-26
ARTF Corporate Plan 2025-26
Open
2024-25
ARTF Corporate Plan 2024-25
Open
2023-24
ARTF Corporate Plan 2023-24
Open
2022-23
ARTF Corporate Plan 2022-23
Open
2021-22
ARTF Corporate Plan 2021-22
Open
Ideas distilled from this entity's strategy & evidence
· 8
Expand networking with industry leaders
Increase networking efforts to secure more donations from Australian captains of industry.
2024-25-AMFRTF-Annual-Report-FSs-fully-signed-.pdf [AR p.10]
Adopt UK's Military Welfare Grants model
Implement a special hardship grants program similar to the UK's Military Welfare Grants to provide financial assistance to those in necessitous circumstances.
association-worldbank.org-governance.txt
Automate loan approval process
Automate the loan approval process to reduce processing time and increase efficiency.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.3]
Create financial health dashboard
Build a public dashboard showing weekly active-compliance-monitoring counts by EPBC Act decision class.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.4]
Develop fund growth strategy
Create a detailed strategy for growing the Trust’s funds available to soldiers of the Australian Army.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.5]
Revise bad debt policy
Revise the bad debt write-off policy to ensure it is less than 1% of yearly debtors’ control.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.4]
Adopt Singapore's transparent audit model
Adopt Singapore’s transparent audit model to improve financial reporting and accountability.
consulting-deloitte.com-government-public.txt
Enhance investment strategy
Enhance the investment strategy to ensure a minimum $1.5 million is invested in diverse and low-risk term deposits.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.4]
Expand networking with industry leaders
Increase networking efforts to secure more donations from Australian captains of industry.
2024-25-AMFRTF-Annual-Report-FSs-fully-signed-.pdf [AR p.10]
Adopt UK's Military Welfare Grants model
Implement a special hardship grants program similar to the UK's Military Welfare Grants to provide financial assistance to those in necessitous circumstances.
association-worldbank.org-governance.txt
Automate loan approval process
Automate the loan approval process to reduce processing time and increase efficiency.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.3]
Create financial health dashboard
Build a public dashboard showing weekly active-compliance-monitoring counts by EPBC Act decision class.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.4]
Develop fund growth strategy
Create a detailed strategy for growing the Trust’s funds available to soldiers of the Australian Army.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.5]
Revise bad debt policy
Revise the bad debt write-off policy to ensure it is less than 1% of yearly debtors’ control.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.4]
Adopt Singapore's transparent audit model
Adopt Singapore’s transparent audit model to improve financial reporting and accountability.
consulting-deloitte.com-government-public.txt
Enhance investment strategy
Enhance the investment strategy to ensure a minimum $1.5 million is invested in diverse and low-risk term deposits.
AMFRTF-Corporate-Plan-2025-26-1.pdf [CP p.4]
Legislation administered
· 2
1947
Services Trust Funds Act 1947
The entity administers the fund providing benefits for members of the Defence Forces who have served in, or in association with, the Australian Army and to the dependants of such members.
2013
Public Governance, Performance and Accountability Act 2013
The entity complies with reporting and governance requirements under this act.
Source library
· 12
1.5MB
2024-25.pdf
5.9MB
2023-24.pdf
5.2MB
2022-23.pdf
5.4MB
2021-22.pdf
4.6MB
2020-21.pdf
601KB
2025-26.pdf
3.7MB
2024-25.pdf
384KB
2023-24.pdf
577KB
2022-23.pdf
3.3MB
2021-22.pdf
168KB
SACA74150.d20031911300.pdf
125KB
AMFRTF-Audit-Committee-Charter-Apr-2026-updated.pdf
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